This paper presents a novel approach to improve the service of ATM cash withdrawal in less time with high level security. The idea behind this work is to add more than one bank account in an ATM machine, so that the user need not carry more cards with them and to avoid complication of handling of passwords. In these systems, Bankers will collect the customer finger prints and mobile number while opening the accounts then customer only access ATM machine. The people recognition using biometrics can have more security compared to other traditional method.